Social Security Disability

This topic has 8 replies, 7 voices, and was last updated 5 years, 9 months ago by pookerpb.

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- June 3, 2018 at 6:01 pm
- Quote
gmschmidt
Participant
Hi everyone. I'm looking for some advice on SSDI. There are some older treads here, but I don't really see anything since 2013, so I wanted to read about some more recent experiences. My husband is stage 4 Melanoma and has been receiving treatment for 10 months. His scans show improvement but the side effects from the Nivo are starting to catch up to him and he is finding it hard to continue working. He is going to go ahead and take early retirement and also plans to sign up for SSDI. I'm just not sure if we should have an attorney take care of it or do it ourselves. From reading other post and researching other sources it seems Stage 4 Melanoma definitely qualifies. So if that is a given, then it seems there would be no argument against by the SSA. On one of the prior discussions on this site from 2011 a gentlemen who is a "Disability Analyst for the Disability Determination Services stated that it takes 5 months to get approved, and having an attorney changes nothing.

On the other hand, there are some post here where some have said they were turned down the first time. One guy said he was turned down three times before he was approved, and maybe that's where the attorney comes in handy.

We aren't opposed to hiring an attorney, but what concerns me is if they charge 25% of any back pay, where is their incentive to rush it through. The longer it takes, the more they get. What am I missing?

I would love to hear from anyone who has been through this lately. We're in Missouri, not sure if that matters.

Thanks!!

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Replies

- - June 3, 2018 at 11:26 pm
  - Quote
  kathycmc
  Participant
  When you say "early retirement" does that mean your husband has a pension or retirement payout? He can have investments but SSDI won't be approved if he has other monthly income. If he does apply for SSDI the best way to not be denied is to answer the questions "creatively". You almost have to be completely dependent on another person for performing daily activities to qualify. There are books and online tools available to help you fill out the application.
  - June 4, 2018 at 3:25 pm
    
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    gmschmidt
    Participant
    
    Yes, when he retires he will be collecting a monthly pension. It was my understanding that doesn't matter. A lot of people get part time jobs after they retire, but he wouldn't have that option since he's unable to work, which is where the disability comes in. I do tax returns for a living and I have a couple of clients who receive both a pension and Social Security Disability. So I guess I'd better research that a little better. Thanks
- - June 4, 2018 at 12:21 am
  - Quote
  kst
  Participant
  You will not need an attorney. Stage 4 melanoma qualifies for the SSDI compassionate allowances list. I believe the 5 month wait is correct and then 2 years after that date medicaire is available. You should be able to print off your chart showing diagnosis and doctors contact info to bring with you to the social security office. That should be all you need.
  - June 4, 2018 at 2:15 am
    
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    pinky2001
    Participant
    
    Some hospitals have healthcare staff who will help you complete the paperwork and apply for SSDI, without a fee. They will also follow-up on the status. Check with your navigator or financial counselor.
- - June 4, 2018 at 3:47 pm
  - Quote
  Suebette4467
  Participant
  Hello, Call United way. They will help for free.
- - June 5, 2018 at 4:08 am
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  adriana cooper
  Participant
  https://www.ssdrc.com/askaquestion97.html
  
  Did SSDI with Adriana about 2 1/2 years ago (no pension)> Took stage 4 diagnosis papers in to local office (recurrence lump removal) lung biopsy and scans to prove dates. As quite a bit of time had passed only had to wait a month or two and receive a lump sum for "back pay" as did her kids.
  
  Go do it. The Government is here to help :>)
  
  Rob
  - July 26, 2018 at 3:59 pm
    
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    pookerpb
    Participant
    
    I dont come on this board much anymore as my husband passed away little over 2 years ago from melanoma. anyway I wanted to share my SSDI experience as I did it myself.
    
    It was pretty easy to do online but did take a couple hours and had to contact a few doctors to get some scan results I had been missing. It was easy though as long as you have all the informatin. At that time Stage IV was an automatic approval and from the list I see it still is. I was very thorough in the application and it was approved in 7 days I think and husband received back pay from when he was unable to work which if I remember correctly was a month.
    
    He was able to work some hours and still receive SSDI as you allowed to work up to a max dollar amount…I cant remember what it is but all I had to do was report it on a quick form once a month to SS office by email.
    
    I was also tole to hire attorney but it would have been a waste of time and wasnt worth the money. I would have had to provide them the same informtion I had to get on my own and already had.
    
    dont be afraid to do.
  - July 26, 2018 at 3:59 pm
    
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    pookerpb
    Participant
    
    also wanted to add that it was very easy to check online the status of the application and what stage it was inexactly. We had approval within few days like I said.