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NED and Life Insurance Question

Forums General Melanoma Community NED and Life Insurance Question

  • Post
    awg
    Participant

      Has anyone worked with their insurance agent to make any changes to existing polices after DX and NED given?

      What is the NED period they look at?

      Were they willing to work with you (I know most likely at a higher rate)?

       

      Thanks,

      Allen

      Has anyone worked with their insurance agent to make any changes to existing polices after DX and NED given?

      What is the NED period they look at?

      Were they willing to work with you (I know most likely at a higher rate)?

       

      Thanks,

      Allen

    Viewing 7 reply threads
    • Replies
        Janner
        Participant

          Good luck.  It's hard to get it at stage I let alone a higher stage – even after many years NED.  Can you get a policy through work?  Add on to it?  Through some professional organization?  Good luck, and post info if you are able to find someone to insure you!

          Best wishes,

          Janner

          Janner
          Participant

            Good luck.  It's hard to get it at stage I let alone a higher stage – even after many years NED.  Can you get a policy through work?  Add on to it?  Through some professional organization?  Good luck, and post info if you are able to find someone to insure you!

            Best wishes,

            Janner

            [email protected]
            Participant

              I had our insurance broker at work try to find something reasonable for me when I was 8 years NED from a stage 3 dx. He couldn't find anyone that would insure me for a cost that I could afford. About the same time I got my CPA designation and was able to get $2 million in coverage that was less than $200 a month from AICPA. I would definitely look into professional organizations as I didn't even think about that. 

              Just as a quick side note, I was NED 11 years at the end of May. 

              Good luck! Take care!

              Cara

              [email protected]
              Participant

                I had our insurance broker at work try to find something reasonable for me when I was 8 years NED from a stage 3 dx. He couldn't find anyone that would insure me for a cost that I could afford. About the same time I got my CPA designation and was able to get $2 million in coverage that was less than $200 a month from AICPA. I would definitely look into professional organizations as I didn't even think about that. 

                Just as a quick side note, I was NED 11 years at the end of May. 

                Good luck! Take care!

                Cara

                teach
                Participant

                  I second the idea to check with a professional organization.  I tried and tried to get coverage after an early stage diagnosis with no luck.  I then tried through my education association.  They approved me for very reasonable rate.  Best of luck to you. 

                  teach
                  Participant

                    I second the idea to check with a professional organization.  I tried and tried to get coverage after an early stage diagnosis with no luck.  I then tried through my education association.  They approved me for very reasonable rate.  Best of luck to you. 

                    Ranisa
                    Participant

                      I looked into it after my Dx….I can change my policy from Term to Life, but I can't apply for 10 year….after NED>

                      Ranisa
                      Participant

                        I looked into it after my Dx….I can change my policy from Term to Life, but I can't apply for 10 year….after NED>

                    Viewing 7 reply threads
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