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Auto insurance question

Forums General Melanoma Community Auto insurance question

  • Post
    Kevin from Atlanta
    Participant

    I had a whole brain raditation about 45 days ago. My oncologist stated that if I have a seisure and get into an autowreck they may deny my claim.

    I also take Lortab occasionaly.

     

    I hope someone knows.

    I had a whole brain raditation about 45 days ago. My oncologist stated that if I have a seisure and get into an autowreck they may deny my claim.

    I also take Lortab occasionaly.

     

    I hope someone knows.

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  • Replies
      lhaley
      Participant

      Kevin,

      I know that each state is different. In Delaware when my mom had WBR the Dr. insisted that we take her license. In many states if you have a seizure you have to go a certain amount of days seizure free before you are legally allowed to drive.

       I think your Dr. was trying to tell you not to take any chances and not to drive.

      Linda

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      DebbieH
      Participant

      Kevin,

      If you're asking if they can deny a claim then, yes, I think they can. 

      Not only that, if you hurt someone else and they learn you were told you shouldn't drive, you can be sued.  If your oncologist says there's a possibility of having a seizure I'm sure you wouldn't want to put yourself at risk, to say nothing of others. 

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      Kimmer
      Participant

      Kevin,

      That is also my understanding. 

      My son is recovering from a head trauma/subdural hematoma.  The neurologist told him that he is not to drive for a year.  He lives in NC and the state law there is 6 months, but his doc doesn't want him to drive for as long as he is on seizure meds which will be at least a year. He will re-evaluate then.   (I don't know if it is different if someone actually had seizures, as my son did.)  You may want to contact the DMV of your state and your insurance company to be sure.

      Are you taking an anti-seizure medication?  If so, may I ask which one? 

      Good luck to you!  I hope you are feeling well and that the WBR is a success.

      Take good care, K.

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        Kevin from Atlanta
        Participant

        No, I am not on anti-seizure medication. Ten and a half months of no driving is going to be hard. More of my indepence being taken away by the beast. I feel worse for my wife. She already works full time, takes care of the house, now she will have to find time to chaufer my son and I around.

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        jag
        Participant

        Ouch, Kevin, that is hard to hear.  I'm pretty sure that rule only holds if you have already had a seizure, not if your doctor told you that "you might have a seizure"  I had my google alerts set to epileptic car crash, epileptic arrest, epileptic charged, seizure car crash, seizure criminal etc for the past year waiting to see what would show up in the news for those situations.   The only thing that showed up was cases where people were on a ton of drugs and used the "epilepsy" condition as a defense.  There was one case of a guy who was convicted for not taking his seizure meds and driving a commercial truck into a crowd of shoppers when he had a seizure.  Whatever you do, don't mention your name or condition to the DMV or your insurance company, and make sure your doctor documents in your record that you have not had a seizure yet.  Plenty of people on here have been through WBR and not had a seizure.  Unless you still have a large tumor that has not been dealt with yet, which may cause you to need to be careful, go ahead and drive.  The only thing I would probably play on the safe side is to let your wife drive your son.

        Take care and if all else fails, riding your bike and taking public transportation can be a challenge, but it will still be interesting. 

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