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something that made me go hummmmmmmm…
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something that made me go hummmmmmmm…

› Forums › General Melanoma Community › something that made me go hummmmmmmm…

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    • February 1, 2011 at 2:28 am
    LynnLuc
    Participant

      Yesterday while visiting my friend in the hospital as she had her surgery to remove a grapefruit mass of melanoma from her intestines…the nurse said somethings about care,insurance etc etc..

      Yesterday while visiting my friend in the hospital as she had her surgery to remove a grapefruit mass of melanoma from her intestines…the nurse said somethings about care,insurance etc etc..

      She said there have been  many times that during chemotherapy  insurance companies would drop their clients because of the expense of chemo so then they would have to stop treatment and wait until they get approved by Medicare or Medicaid…that really shocked me…the she also said a lot of insurances only allow you so many days as inpatient given a specific  treatment even if the patient hasn't recovered enough…she came right out and said that if the pateint is on Medicare and Medicaid that wouldn't happen to them…that totally was the opposite of what I thought…I thought Medicaid and Medicare would cover the least….

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        • February 1, 2011 at 2:40 am
        Amy Busby
        Participant

          I was a student when first dx in 2003, no insurance at all.  I qualified for medicaid and everything for my initial surgery and treatment was covered 100%.  After 2 yrs I became eligible for Medicare.  I selected a Medicare Advantage Plan – an HMO, rather than traditional Medicare.  I have been very pleased with the care I've gotten.  I've never been denied anything I wanted / needed for my care.  The costs are very reasonable compared to most other insurance plans.  They assign the hard case people, like me!, a case manager to help navigate the paperwork & referrals & pre-approvals and such.

          Amy

          • February 1, 2011 at 2:40 am
          Amy Busby
          Participant

            I was a student when first dx in 2003, no insurance at all.  I qualified for medicaid and everything for my initial surgery and treatment was covered 100%.  After 2 yrs I became eligible for Medicare.  I selected a Medicare Advantage Plan – an HMO, rather than traditional Medicare.  I have been very pleased with the care I've gotten.  I've never been denied anything I wanted / needed for my care.  The costs are very reasonable compared to most other insurance plans.  They assign the hard case people, like me!, a case manager to help navigate the paperwork & referrals & pre-approvals and such.

            Amy

            • February 1, 2011 at 4:10 am
            Lori C
            Participant

              Will had Medicare &  Medicaid.  It was an enormous blessing.   I see people on here having such struggles with their private insurance companies and that was never the case for Will.    It was the only part of this whole process that never caused me any grief or trouble. 

              • February 1, 2011 at 4:10 am
              Lori C
              Participant

                Will had Medicare &  Medicaid.  It was an enormous blessing.   I see people on here having such struggles with their private insurance companies and that was never the case for Will.    It was the only part of this whole process that never caused me any grief or trouble. 

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