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SSDI advise?

Forums General Melanoma Community SSDI advise?

  • Post
    DennysGirl
    Participant

      My husband is no longer physically able to work. He is stage 4 with mets throughout his body. We have been advised to file for disability. My question is does anyone have any advise for making it through the six months before you receive any money? Yes, I know we should have saved for an emergency fund…but we didn't.  I have always been a housewife and know that I will need to find work but I know we won't be able to live on whatever I am able to bring in got 6 months. Also when he quits he will lose his insurance… What then? 

      Sorry, just a little frustrated at the system! 

    Viewing 5 reply threads
    • Replies
        Mom2Addy
        Participant

          Going on medical disability from work does not equal quitting. Did he already use his FMLA time? My husband is stage iv with brain mets and has only missed a few days of work. If he can get on FMLA and work part time, it could cover the six months. Prayers for you and your family!

          Mom2Addy
          Participant

            Going on medical disability from work does not equal quitting. Did he already use his FMLA time? My husband is stage iv with brain mets and has only missed a few days of work. If he can get on FMLA and work part time, it could cover the six months. Prayers for you and your family!

              DennysGirl
              Participant

                My husband works for a small family owned company and does not have to offer FMLA. He is a manager of technicians at a HVAC company but it's the busy season right now so they are still asking him to go out on calls. He did a call yesterday that took him 3 times as long as normal because his body just couldn't keep up and he had to take breaks. He is stage 4 also and has mets in his brain, lung, liver and bones (knee, pelvis, spine, ribs and neck).   It is so hard seeing him like this. He is used to being the manly man, always helping everyone with any hard labor task. He was diagnosed 5 weeks ago…2 weeks before that he was helping clean up tornado damage at people's houses! Now he walks like he is 80 because his bones hurt so bad and he coughs and has a hard time breathing. It amazes me how fast life can change! 

                Thank you for your reply and especially for your prayers! I will add your husband to my prayer list too! 

                DennysGirl
                Participant

                  My husband works for a small family owned company and does not have to offer FMLA. He is a manager of technicians at a HVAC company but it's the busy season right now so they are still asking him to go out on calls. He did a call yesterday that took him 3 times as long as normal because his body just couldn't keep up and he had to take breaks. He is stage 4 also and has mets in his brain, lung, liver and bones (knee, pelvis, spine, ribs and neck).   It is so hard seeing him like this. He is used to being the manly man, always helping everyone with any hard labor task. He was diagnosed 5 weeks ago…2 weeks before that he was helping clean up tornado damage at people's houses! Now he walks like he is 80 because his bones hurt so bad and he coughs and has a hard time breathing. It amazes me how fast life can change! 

                  Thank you for your reply and especially for your prayers! I will add your husband to my prayer list too! 

                  DennysGirl
                  Participant

                    My husband works for a small family owned company and does not have to offer FMLA. He is a manager of technicians at a HVAC company but it's the busy season right now so they are still asking him to go out on calls. He did a call yesterday that took him 3 times as long as normal because his body just couldn't keep up and he had to take breaks. He is stage 4 also and has mets in his brain, lung, liver and bones (knee, pelvis, spine, ribs and neck).   It is so hard seeing him like this. He is used to being the manly man, always helping everyone with any hard labor task. He was diagnosed 5 weeks ago…2 weeks before that he was helping clean up tornado damage at people's houses! Now he walks like he is 80 because his bones hurt so bad and he coughs and has a hard time breathing. It amazes me how fast life can change! 

                    Thank you for your reply and especially for your prayers! I will add your husband to my prayer list too! 

                  Mom2Addy
                  Participant

                    Going on medical disability from work does not equal quitting. Did he already use his FMLA time? My husband is stage iv with brain mets and has only missed a few days of work. If he can get on FMLA and work part time, it could cover the six months. Prayers for you and your family!

                    arthurjedi007
                    Participant

                      Why would he lose his insurance? He should get it for at least 2 years via cobra granted there is a low monthly premium it sounds like you would have a hard time doing.

                      Also does his company have a long term disability policy? Thst can pay a certain percent of income after work.

                      There was a post a few months ago about different charities thst can help. Hopefully you can find it. Sorry I'm having a sharp pain in my left kidney for the first time where there is a new 5 by 4 cm tumor so I'm not thinking too good.

                      Artie

                        DennysGirl
                        Participant

                          I will look into COBRA, and try to find the charity post. Thank you for the reply. Sorry to hear about your new met. Praying for you. 

                          DennysGirl
                          Participant

                            I will look into COBRA, and try to find the charity post. Thank you for the reply. Sorry to hear about your new met. Praying for you. 

                            DennysGirl
                            Participant

                              I will look into COBRA, and try to find the charity post. Thank you for the reply. Sorry to hear about your new met. Praying for you. 

                              Who_am_i
                              Participant

                                I wa told stage four is fast tracted with social security and you should be receiving benefits within 60 days

                                Who_am_i
                                Participant

                                  I wa told stage four is fast tracted with social security and you should be receiving benefits within 60 days

                                  kylez
                                  Participant

                                    The approval itself is fast-tracked. Benefits will begin 6 months from the date a person first became disabled. To SSA, I think that generally means 6 months from the date a person stops working. I don't know if there's any nuance to that position, e.g., if a person had changed from full- to part-time status rather than immediately stopped working.

                                    kylez
                                    Participant

                                      The approval itself is fast-tracked. Benefits will begin 6 months from the date a person first became disabled. To SSA, I think that generally means 6 months from the date a person stops working. I don't know if there's any nuance to that position, e.g., if a person had changed from full- to part-time status rather than immediately stopped working.

                                      kylez
                                      Participant

                                        The approval itself is fast-tracked. Benefits will begin 6 months from the date a person first became disabled. To SSA, I think that generally means 6 months from the date a person stops working. I don't know if there's any nuance to that position, e.g., if a person had changed from full- to part-time status rather than immediately stopped working.

                                        Who_am_i
                                        Participant

                                          I wa told stage four is fast tracted with social security and you should be receiving benefits within 60 days

                                        arthurjedi007
                                        Participant

                                          Why would he lose his insurance? He should get it for at least 2 years via cobra granted there is a low monthly premium it sounds like you would have a hard time doing.

                                          Also does his company have a long term disability policy? Thst can pay a certain percent of income after work.

                                          There was a post a few months ago about different charities thst can help. Hopefully you can find it. Sorry I'm having a sharp pain in my left kidney for the first time where there is a new 5 by 4 cm tumor so I'm not thinking too good.

                                          Artie

                                          arthurjedi007
                                          Participant

                                            Why would he lose his insurance? He should get it for at least 2 years via cobra granted there is a low monthly premium it sounds like you would have a hard time doing.

                                            Also does his company have a long term disability policy? Thst can pay a certain percent of income after work.

                                            There was a post a few months ago about different charities thst can help. Hopefully you can find it. Sorry I'm having a sharp pain in my left kidney for the first time where there is a new 5 by 4 cm tumor so I'm not thinking too good.

                                            Artie

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